Cardiac care plans are ideal for individuals with pre-existing heart conditions or a family history of heart issues. Those who can't get coverage under a comprehensive plan should opt for these plans.
The Securities and Exchange Board of India (Sebi) on Wednesday announced a slew of measures to ease the compliance burden in the stock markets ecosystem, encourage more companies to list on the bourses after reverse flipping to India, and facilitate greater foreign fund flows into government bonds.
The first and most important check you must run is to see if you have adequate life cover.
The film hits theatres tomorrow, July 25.
'Online aggregators offer discounts of 70% to 75%.' 'At a car dealership, the discount is usually in the range of 30% to 35%.'
Threats from IS militants, the Syrian conflict and the migrant crisis in Europe are some of the recent risks that have companies worried, says M Saraswathy.
Health insurance coverage should be hiked periodically to keep pace with medical inflation, or increase in healthcare costs.
While buying health policies, customers should reveal any pre-existing diseases. This is the only way to ensure that the insurer does not reject claims.
Sanil Basutkar, Co-founder, HealthySure, lists the benefits of availing a group health insurance policy.
With natural and man-made calamities posing a risk to your home, it makes sense to buy home insurance
As share of cash volumes in trading mix sees decline, it will result in moderation of profitability from core broking operations.
Choose a higher sum insured if you are going on a long trip, and if your age is above 45.
Why do investors need a broker to buy stocks which were dematerialised long ago and can be delivered directly into their accounts?
Firms in which IP is critical, such as pharma and research and knowledge-based organisations, were taking the lead in seeking cyber covers to protect their computer systems from hack attacks
Brokers also want tax rebates, removal of additional tax on dividends, streamlining of GST...
Sanjay Kumar Singh draws up a mediclaim policy checklist.
Here's how you can make buying insurance the cakewalk that it is, says Anit Jain
The online channel has only been successful in making inroads in metro cities.
'More investors now view the stock market as a valuable opportunity, though many still seek quick gains, leading to a rise in futures and options trading.'
Among the new entries, the largest by market capitalisation are LIC, Avenue Supermarts (DMart), Adani Green Energy, Zomato and Jio Financial Services.
Cases of front-running mostly happen when large asset managers and intermediaries are involved in bulk trades as their transaction size is generally big enough to impact the stock price.
A term plan's premium is lower than that of a wholelife plan.
For insurance intermediaries like brokers, insurance repositories, third-party administrators, etc, 100 per cent FDI may be permitted.
If you opt for a term-life cover, buy separate policies to cover the loan for all the co-borrowers in a home loan for a sum assured equal to the home loan amount.
An increasing number of contractors managing parking lots at malls, multiplexes and five-star hotels are buying parking insurance covers
Most traditional health insurance plans didn't cover the cost of such treatments earlier, but several recently launched policies do offer such coverage -- some as a rider, and a few as standalone covers, points out Sarbajeet K Sen.
After the finance minister directed public sector banks to join the account aggregator (AA) ecosystem, 5-6 major ones, including State Bank of India (SBI) and Bank of Baroda are expected to go live by July-end. Sahmati, an industry alliance for the AA ecosystem, has been working with PSU banks to get them onboarded for quite some time now. So far, Union Bank of India and Punjab National Bank (PNB) have gone live on the AA ecosystem. While Union Bank has been live for a while, PNB went live earlier this month.
Stock exchanges are expanding the buffet of index derivatives even as the number of stocks permitted to trade in this space, generating an average daily turnover of Rs 450 trillion, is shrinking. This week, the National Stock Exchange (NSE) started issuing futures and options (F&O) contracts based on the Nifty Next 50 Index, bringing the total count of index derivatives to five.
Dilip Kumar Jha explains what the buyers must do to protect their own interest.
FIPB rejects proposals from firms that have not divulged details of beneficial ownership or source of funding
'Clients deemed higher-risk are required to update their KYC more frequently.'
Because they have become too big and pervasive and the time to regulate is long gone, points out Debashis Basu.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Insurance company will bear the cost of digitising. It will in turn benefit from lower expenses on servicing policies.
Shikha Verma explains how child insurance plans can help you achieve your child's financial dreams.
Harjot Singh Narula explains the basics of paid up insurance policies
While Star Health's policy for children is a step forward, it has a low sum insured and comes as a group cover.
Initial public offering (IPO)-bound Life Insurance Corporation (LIC) of India's assets under management (AUM) increased to Rs 38 trillion as of September 2021, compared with Rs 37 trillion as of March 2021, said sources in the know. Its AUM is almost 3x the AUM of all the private life insurers in the country and over 15x more than the AUM of the second largest life insurer, SBI Life, as of September 2021. SBI Life's AUM was approximately Rs 2.4 trillion as of September 2021, said sources.
